What they're saying... Wise words on money, foreclosure and credit from our featured columnists.
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Who’s to blame for the foreclosure crisis?
If you are a banker or industry insider, we'd like to hear from you. Tell us what you think and let borrowers talk back. How would you define a good borrower? What do you need from a borrower to determine if you are willing to grant them a loan? How have the rules changed since the foreclosure crisis began? What kind of down payment do borrowers need to get a loan today? What do you consider a healthy debt ratio for a borrower? Do we need more or fewer rules to avoid repeats of the mortgage industry meltdown? Best advice for today's borrower?
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